What will it cost to sell my house?
Commission, legal fees, discharge and the rest, taken off a sale price alongside the mortgage payout, to leave the figure that actually reaches you.
What is left to pay off out of the proceeds.
Leave empty to use the local convention. Commission is negotiable.
Only your lender can quote this. Enter it if you have it.
A common range for a residential purchase in Alberta is roughly $1,500 to $2,500 including disbursements. Get a quote: this is a professional fee, not a rule.
Estimated net proceeds
$334,625
after $35,375 of costs and $380,000 paid off the mortgage.
- Sale price
- $750,000
- Selling costs
- $35,375
- Costs as a share
- 4.7%
- Net proceeds
- $334,625
| Real estate commission | $26,500 |
|---|---|
| Sales tax on the commission | $1,325 |
| Legal fees | $2,000 |
| Mortgage discharge | $50 |
| Moving | $2,500 |
| Repairs and staging | $3,000 |
| Total costs | $35,375 |
| Mortgage payout | $380,000 |
| Net proceeds | $334,625 |
- Real estate commission. The common Calgary structure is 7% on the first $100,000 and 3% on the balance, split between the two agents, plus GST. It is negotiable and increasingly negotiated.
- Sales tax on the commission. Charged on the agent's fee as a service, on top of the commission rather than inside it.
- Legal fees. A common range for a residential purchase in Alberta is roughly $1,500 to $2,500 including disbursements. Get a quote: this is a professional fee, not a rule.
- Mortgage discharge. A flat registration charge to discharge a mortgage from title.
- Moving. Depends entirely on distance and volume, so it starts at zero rather than at a made-up figure.
- Repairs and staging. Optional, and enormously variable. Enter what you plan to spend.
Commission is the largest line, and it is negotiable
In much of the country the convention is tiered rather than flat: a high rate on the first $100,000 of the price and a much lower one on the balance. Applying the headline rate to the whole price overstates the bill badly on an expensive house, which is why the tiered structure is modelled properly here. Elsewhere a flat percentage is the norm.
Whichever shape it takes, it is a negotiated fee rather than a rule, and it is increasingly negotiated. The field above is editable for that reason.
Sales tax goes on top of the commission, not inside it
GST or HST is charged on the agent's fee as a service. On a $750,000 sale in Ontario a 5% commission is $37,500 and the HST on it is another $4,875, which is not a rounding difference. Calculators that fold the tax into the percentage understate the cost by roughly the tax rate.
The penalty this site will not guess
Breaking a fixed-rate mortgage early normally costs the greater of three months' interest and an interest rate differential, which the lender computes from its own posted rates using terms only it holds. There is no formula this site could apply that would not be a guess dressed as arithmetic, so the field starts at zero and asks you for the figure. Your lender will quote it, usually within a day.
What this assumes
- The sale completes at the price entered
- Conditions, price reductions and a buyer walking away are all outside this.
- The mortgage is discharged on closing
- If you are porting the mortgage to a new property instead, the payout and any penalty may not apply. Ask your lender before assuming either way.
- No capital gains tax
- A principal residence is exempt in Canada. A rental property, a cottage or a home you did not live in for the whole time you owned it is not, and this calculator does not model that.
Sources
- Land Transfer Tax · Manitoba Finance · checked
- Land Titles Fees, effective January 4, 2026 · Teranet Manitoba · checked
- Bulletin No. 061: The Retail Sales Tax Act, Insurance · Manitoba Finance · checked
- Real Property Transfer Tax Act, R.S.N.B. c. R-2.1 · Province of New Brunswick · checked
- Schedule of Fees Prescribed by the Minister of Government Services, Registry of Deeds · Commercial Registrations Division, Government of Newfoundland and Labrador · checked
- Land Titles Office Schedule of Fees, updated September 1, 2025 · Land Titles Office, Department of Justice, Government of the Northwest Territories · checked
The rules behind this calculator were last checked on .